Young Professionals Edition: Meet Mr. Mustache
The Washington Post has an interesting article about a family that is retired at age 30 here. Many are achieving financial independence at a young age by following a philosphy of voluntary simplicity and efficiency, often with environmental motivations.
Year-End 2012 SPIVA Scorecard in
Passive investors have some new ammo with the YEAR-END 2012 SPIVA Scorecard. This keeps track of the percentage of U.S. Mutual Funds that are outperformed by their respective benchmarks. Out of all the U.S. Equity funds, 66.08% were beaten by the index.
Boomer Balance Sheets a Mess
Morningstar has a great article summarizing a study by the AARP Public Policy Institute with research based on the Federal Reserve Survey of Consumer Finances.
Great Fund Bad Investor
One of our core beliefs is that market timing is mostly counterproductive. Although some market timing is based on strategy, fear and greed rule the hearts and minds of most investors. Because of this, investors, even professional ones, can under-perform the actual funds they are invested in.* This is called the Behavior Gap.
Adam Baker - Freedom for the Young
Adam Baker has a good video on what freedom means in your financial life.
Essential Math for All Investors
Great video for basic math concepts relating to investing!
Charleston Financial Advisors, LLC on News Channel 4
Our own William C. Prewitt, M.S. CFP® talks to Eric Egan at News 4 about the fiscal cliff here.
Passive Investing: The Evidence
This 54 minute video PASSIVE INVESTING: The Evidence (© sensibleinvesting.tv) offers a great explanation of the virtues and rewards of passive investing. Enjoy!
Balancing Your Fixed Income Decisions
Fixed income can play an important role in a portfolio. But its role may vary according to an investor’s financial needs and concerns. For example, many investors look to fixed income for safety, income, and more stability in their portfolios. They must weigh these priorities against their concerns over future interest rates, inflation, government debt, and other factors that might affect fixed income returns.
Is the 4% Withdrawal Rule Still Viable?
Morningstar has a short video that is a good introduction into withdrawal rate research and the factors that should affect one's decisions in retirement.