ID Protection: Worth It?
Have you ever considered "identity theft" is a brilliant marketing term: a fear campaign designed to get us to buy expensive services we don't always need? Julia Angwin of the WSJ.com reports identity fraud is on the wane and customers aren't getting very badly hurt: The median victim has to pay nothing out-of-pocket and has his or her complaint resolved within five hours.
Are You Keeping Score
The Wall Street Journal provides an excellent explaination of how credit scores are calculated. A must read for all consumers.
Personal Credit Crisis
Watching the news each day, we hear about the effect subprime lending has had on the market and the economy. The untold story seems to be the how and why those borrowers took out the subprime loans.