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Charleston Financial Blog

How High Can the Retirement Age Go?

Posted by Myles B Brandt on 2 June 2010 | 0 Comments

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How high can or should the retirement age go, and should it be tied to increases in life expectancy? What will changes in retirement patterns mean for the United States, compared with Western Europe?

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Facebook Users Willingly Give Out Data

Posted by Bill Prewitt, M.S., CFP® on 6 January 2010 | 0 Comments

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Don Reisinger is a technology columnist who has written about social media. In a recent blog, he discussed the willingness of Facebook users to disclose private information. His comments bear consideration, since once your information is on the web, it lasts forever:

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One Bad Apple

Posted by Bill Prewitt, M.S., CFP® on 1 July 2009 | 0 Comments

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Investment Advisors managing over $25 million are subject to regulation by the Securities and Exchange Commission (SEC).  The general public has long relied on SEC oversight as an indication that regulated advisors are probably okay to invest with.  For its part, the SEC does not issue any such approval since they are acting as regulators.  Regulated advisors are required to make disclosures about how they operate, and bring to light any potential conflicts of interest that may exist in their advisory relationship.

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Social Security and Medicare

Posted by Myles Brandt on 13 May 2009 | 0 Comments

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You may have heard in the news recently that the unemployment caused by the recession is draining the funds of both Social Security and Medicare. Less people employed means less withholding being paid into the funds. The fact that these government programs may become insolvent highlights the need for retirement planning at every age in life. The New York Times has a good article detailing the troubles of Social Security and Medicare: http://www.nytimes.com/2009/05/13/us/politics/13health.html?_r=1&scp=2&sq=Social%20Security&st=cse 

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