|Look Out for Number One|
Generally, looking out for your own interests rather than those of other people is not considered a positive attribute. But when it comes to looking for financial planning and investment advice, you should do exactly that. Understanding the standard of care required by your advisor is one way to look out for yourself.
|Refinancing Your Mortgage: Is It Worthwhile?|
Mortgage rates on 15- and 30-year fixed mortgages are at all-time lows. So, is now a good time to refinance your existing mortgage? That depends on several factors.
|Charitably Inclined? The Income Tax Benefits of Giving|
It's said that a good deed is its own reward, but when it comes to your federal income tax return, there's a little more to it than that--Uncle Sam rewards your generosity by allowing a deduction for qualified charitable contributions. The rules, however, can be confusing.
|Ask the Experts: What is the Credit CARD Act of 2009?|
On May 22, 2009, President Obama signed into law the Credit Card Accountability Responsibility and Disclosure Act (the Credit CARD Act) of 2009.
|Ask the Experts: What is two-cycle billing?|
Most credit cards compute any applicable finance charge using a single-cycle billing formula (generally a month), where the average daily balance for the cycle is multiplied by the daily interest rate and the number of days in that cycle.