Charleston Financial Advisors, LLC is a full-service firm.  We offer services to help you examine your financial goals and select the options that will best suit your needs, timeframe and investment style.  We believe in helping you create a comprehensive financial plan for your family that includes planning, insurance and portfolio management.

• Asset management
• Cash management and  budgeting
• Insurance planning
•   Life insurance
•   Disability insurance
•   Property/Casualty insurance
•   Long-term care insurance
• Investment review and planning
• Tax planning
• Retirement planning
• Estate planning
• Business strategies
• Written analysis of your financial situation and recommendations

For each qualified client, a fact-finding appointment is set. After that meeting, the client is advised of the total cost and is free to accept, reject, or reconsider the services.

The total fee depends upon the amount of service desired by the client.

Charleston Financial Advisors is pleased to offer a variety of financial products to our clients.  However, as a Fee-Only firm, we recieve no compensation from product providers.  By refusing any compensation other than client fees, we can remain unbiased and work in your best interests. 

We have adopted a Passive Investment strategy to produce portfolios that manage risk and keep costs low.  We utilize funds from the Dimensional Funds Advisors family.

The Essence of Asset Management

The essence of investment management is the management of risks, not the management of returns

                               ..........Benjamin Graham

Investing is often a "losers game", in which the winner is often the investor who makes the fewest errors

                                 .......Charley Ellis